Flooring: Wood, Laminate

Installing floors is one of the most difficult home projects. You need to find the right expertise and tools. You can choose from a wide variety of hardwood flooring at FlooringAmerica.com.

 

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Types of Hardwood Flooring

Types of Hardwood Flooring

from our "home remodeling" project library


Hardwood flooring adds a clean, polished look that can last decades, as well as value to your home. Here are some hardwood pointers to consider before heading to the showroom.


Solid hardwood comes in different types of wood, and even bamboo.

Consider the wood’s grain, color and durability when choosing what works best for your home. Solid planks of hard wood come in cherry, oak, maple, walnut as well as exotic varieties. One of the more popular “woods” is now bamboo. Technically in the grass family, bamboo is considered more environmentally friendly because it grows faster than hardwood, and it’s as durable as white oak.


Before choosing solid hardwood, though, you’ll want to think about installation.

If your foundation is concrete, with no sub-floor, it would be easier and cheaper to install engineered wood. While hardwood can be tough to install without a professional, engineered wood is easier, because it’s a thinner plank of wood glued onto a plywood board. You can easily latch the boards together as a “floating floor” using a tongue and groove system or glue. Because the wood is pre-finished, you don’t have the offensive smell or waiting time after sanding and sealing the wood.


Disadvantages

One disadvantage of engineered wood is that because it’s a thinner strip, it can only be refinished a limited number of times. Both hardwood and engineered are easy to clean, but may get scratched with normal wear and tear. This flooring can also be noisy and costly, though discount hardwood flooring stores can save you money over buying from retail outlets.

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Calculate Your Debt Ratio

The debt-to-income ratio is calculated by: dividing your fixed monthly debt expenses by your gross monthly income.

Total Debts  
Monthly Mortgage or Rent (including escrow):
Monthly Auto or Other Installment Loan Payments:
Minimum Monthly Credit Card Payments:
Minimum Credit Line Payments (home equity):
Monthly Real Estate Non-Income Loan Payments:
Monthly Alimony and Child Support Payments:
Monthly Tax and Legal Assessments:
Monthly Other Payments:
Total Income  
Monthly Gross Salary or Pay:
Annual Bonus:
Monthly Alimony / Child Support:
Other Monthly Income:
*
Monthly Debt Payments:
Monthly Gross Income:
   
Debt-to-Income Ratio (should be around 36%): %

Debt Ratio Barometer:

  • 36% or less:
    debt level within acceptable range for most people.

  • 37%-42%:
    debt level a little high, need to take corrective action to bring debt level down. You may consider paying off or consolidating some of your debt.

  • 43%-50%:
    danger level, need to take immediate action before you lose control of your financial situation.

  • 50% or more:
    excessive debt loan, may need to seek credit counseling services
* Calculations are based upon the assumptions you entered. Please note that rounding errors can make a small difference in calculations.
 
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Hardwood Flooring Gallery

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Mulican Flooring Armstrong Viewer Other Galleries Shopping Sponsor
hickory bruce® hardwood floors hardwoods from columbia shop flooring FloorMall.com
american cherry robbins® hardwood floors view mirage collections shop eBay
hard maple armstrong® hardwood flooring mannington american classics shop home centers
white oak   launstein floors shop classified - yellow pages
style your own room design a room homerwood american collection  
  shop by room antique flooring view consumer reports
    anderson floors  
    bellawood prefinished  
    versini hardwood  
    harris hardwood  
    davinci woods  
    terra verde  
       

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Laminate Floor Gallery

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Armstrong Laminate Wood Shopping
armstrong laminate mannington world of choices shop flooring
designing a room classic wood: duramar.com shop eBay
where to buy classic wood: from alloc.com shop home centers
laminate installation guides quick step wood imitations shop classified - yellow pages
  design ideas from pergo.com  
  laminate plank: columbiafloor view consumer reports
  dupont laminate flooring  
     
  directory of laminate flooring  
     

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Vinyl Floor Gallery

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Mannington Armstrong Other Styles Shopping
view resilient floors vinyl sheets amtico shop flooring
use the virtual decorator vinyl tiles hot new designs: domco.com shop eBay
view floor finder   residential: congoleum.com shop home centers
      shop classified - yellow pages
       
      view consumer reports
       

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