check your credit
You should check your credit report before submitting your application for financing. There could be errors or other account discrepancies that can reduce your credit qualifications.
Measurements are based upon a number of factors that include:
- your current outstanding debt
- places and the number of times you have applied for credit
- the kind of credit you have taken out in the past
- late payments in 30, 60, and 90 day increments
- over extension of your credit lines